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US housing market hit

A very important part of the US economy is starting to show some cracks. The US housing market, very sensible to long term interest rates, just saw a loss in value during 2022 of $2.3Tn. That is roughly 10% of US GDP. In the context of inflation and monetary policy this data point is key, since shelter, is almost a third of the core inflation index. The irony, is that because of the way #oer (Owners Equivalent Rent) is calculated, through averages and backward looking measures, shelter is still going up in price for the inflation calculation. However in real life, housing total value is down 5%.


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